完善我国商业银行风险管理体系的基本思路

完善商业银行风险管理体系、提高风险管理能力是<巴塞尔新资本协议>等国际银行业监管准则的重点,也是当前国内监管政策的核心.为适应新时期银行业发展的特点,国内银行应着重在培育风险文化、完善治理结构、加快体制、机制和技术支持体系构建,以及人才建设等方面强化风险管理,不断完善并确立具有自身特色并符合国际银行业发展要求的现代风险管理体系.

Basic Way of Thinking about Improving the Crisis Management System of China's Commercial Bank

It is the focal point of international norms of supervision, as well as the core of internal policy of supervision to improve crisis management system and crisis management competence. In order to cater to the requirements of bank development in the new stage, internal commercial bank should foster crisis management culture, improve administration mechanism, speed up institution structure and technical support as well as talent construction. Internal commercial bank ought to strengthen crisis management in order to set up crisis management system with its own distinctive features.