爱尔兰房地产泡沫解析

房地产业在爱尔兰国民经济中占据重要的地位。自20世纪90年代开始,伴随着国内经济的迅速增长,爱尔兰人对房地产的需求不断扩大。对此,政府在资金和税收等领域采取了多方面的措施以刺激供给。但是,房地产市场快速发展的同时也为房地产泡沫的形成创造了条件。在一系列内外因素的作用下,爱尔兰的房地产泡沫终于破裂,从而导致国民经济陷入严重危机。通过对爱尔兰房地产泡沫的形成与破裂原因的分析,我们得到如下几点启示:一是要提防房地产泡沫诱发的非理性繁荣,二是要加强政府对银行放贷的干预,三是要重视财政政策对房地产业的双重影响。

An Analysis of Ireland's Housing Bubble

Starting from the 1990s,with the rapid development of the economy,the Irish people's demand for real estate expanded at an extraordinarily fast rate.The government stimulated supply by offering enough investment and tax incentives.Affected by several internal and external factors,however,the housing bubble collapsed at last,causing great damages to the economy.The following three lessons can be drawn from the Irish crisis: irrational exuberance from the housing bubble should be avoided;the government needs ...