完善我国商品房预售制度的立法建议

对于商品房预售制度问题层出不穷的今天，一个重要的问题是如何保证房地产金融安全高效地运作。从其他国家和地区的国际经验来看，房屋预售制度促进房地产业的良性循环关键在于设计合理的风险担保机制以分散其各个环节的风险。无论是严格的准入或退出制度，预售资金的专项管理，严格的法律监管，或是为购房者提供更多的合约形式等这些都是风险分担机制的重要组成部分。

Legislative proposal to perfect the system of pre-sales of commercial housing

For today's endless stream of problems about the system of pre -sales of commercial housing,an important question is how to ensure safe and efficient operation of real estate finance.From international experience of other countries and regions,the key for the system of presales of commercial housing to promote a virtuous cycle of real estate is a security mechanism designed to spread the risk of its various aspects.Whether the strict entry or exit system,the special management of pre-sale capital,and strict...