| 对我国国家助学贷款制度的理性分析 |
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| 引用本文： | 张锦兰,周靖. 对我国国家助学贷款制度的理性分析[J]. 中共山西省委党校学报, 2007, 30(1): 106-108 |
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| 作者姓名： | 张锦兰 周靖 |
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| 作者单位： | 沈阳师范大学,辽宁,沈阳,110034 |
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| 摘 要： | 国家助学贷款制度是我国高等教育发展的必然选择,然而近年来该制度在实施过程中却出现了个人信用制度缺乏、风险补偿机制缺陷以及回收机制不健全等诸多问题,为此,我们要从建立和完善信用的法律保障体系、建立和完善大学生信用体系、改进和完善贷款偿还规则以及健全政府担保机制等途径不断完善我国国家助学贷款制度。
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| 关 键 词： | 助学贷款 信用制度 助学贷款制度 |
| 文章编号： | 1009-1203(2007)01-0106-03 |
| 修稿时间： | 2006-12-23 |
A Rational Analysis of the State Student Loan System |
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| ZHANG jin-lan,Zhou Jing. A Rational Analysis of the State Student Loan System[J]. Academic Journal of Shanxi Provincial Committee Party School of C.P.C, 2007, 30(1): 106-108 |
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| Authors: | ZHANG jin-lan Zhou Jing |
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| Abstract: | The state student Loan system is a logical choice for our higher education,but in recent years,during the practice of the system,such problems have arisen as a credit system shortage,defects in the risk-taking compensation mechanism andthe imperfect recovery mechanism.For that reason,we should establish and improve the legal guarantee system,student credit system,and government guarantee system,and work out and improve loan repayment rules. |
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| Keywords: | student loan credit system student loan system |
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