控制商业银行金融风险的法律思考

金融危机主要表现为商业银行存款在储户挤兑时发生的支付危机。防范金融危机,必须首先防范和化解金融风险。目前我国商业银行金融体制中仍然存在大量金融风险。为了控制金融风险,应当规范商业银行金融监管,在商业银行内部形成规范的现代公司法人治理结构和完善的内部风险控制制度,完善不良资产的化解制度。

The legal thought of controlling commercial bank financial risk

Financial crisis is mainly manifested by the payment crisis when the deposit is run on a bank by its owner. To avoid or prevent financial crisis, the financial risk must be prevented firstly. At present, there exist a lot of risks in the financial system in China's commercial banks. To control the financial risks, the supervision in commercial banks must be strengthened and regulated so as to breed a systemized corporate person management structure and an optimized inner risk control system and a sound bad money disintegration system.