对国内信用证业务快速发展的思考

国内信用证,一个有着十多年历史的业务产品,在制度层面没有变化的情况下一直默默无闻,然而在近几年却得到了快速发展,其原因何在?本文拟在对国内信用证业务快速发展的原因进行分析的基础上,探讨国内信用证业务发展过程中存在的风险,并从商业银行的角度提出相应的风险防范策略,以对商业银行国内信用证业务的健康发展有所裨益。

The Consideration of Domestic .Letter of Credit Rapid Development

Domestic letter of credit,a history of more than 10 years product,had been unknown to the public.But,it has been rapid development recently under the regulatory policy has not been changed.This article analyzes the reasons and risks of domestic letter of credit rapid development.On the basis,this article,from the commercial bank,gives several strategies to prevent the risk in order to promote domestic letter of credit health development.