中国保险立法体例研究

世界各国保险立法体例有分别立法与合并立法两种模式,分别立法体例为大陆法系国家保险立法体例之传统,但在分别立法的具体模式上又有德国式、日本式、意大利式三种.英美法国家保险立法体例不像大陆法国家那样,很明显地表现为两种立法体例.尽管如此,除判例外,合并或分立的保险立法体例在英美法中在一定范围内也是存在的.中国清末、北洋政府时期、国民政府时期的保险立法均采分别立法体例.1949年之后先采分别立法体例,后改为合并立法体例.合并立法与分别立法各有优劣,难以取舍,关键在于立法者是偏重于实用型,还是更青睐科学性.

Study on Legislative Style of Insurance Law

Separation style and combination style are two different styles on the legislation of insurance law in the world.In civil law system countries,separation style is traditional and appears to be three sub-styles as Germany,Japan and Italystyle.In common law system,the legislation of insurance law is different from which in civil law system,but separation style and combination style still exist in some scope besides case law.At the end of Qing Dynasty,in the period of Beiyang government and kuomintang government,China adopted separation style in the legislation of insurance law.After 1949,at first,separation style was adopted,and now it turned to combination style.separation style and combination style both have their excellent features and shortcomings,so it is not easy to make choice.Practicability or scientificity,what the legislator prefer to is the key points.