金融监管机构侵权责任之辨

在金融监管失灵的常态化之下,对金融监管机构的再监管成为重要议题,金融监管机构的侵权责任亦因此大行其道。但是,由于侵权法因果关系的束缚,侵权责任功能错位,加上公共政策的影响以及司法态度之消极克制,侵权责任在金融监管领域的扩张并未达到预期之效应。因此,必须引入其他替代机制、适度收缩侵权责任,以更好地实现保护第三方利益与激励金融监管机构审慎监管的多重目标。

On the Tort Liability of Financial Regulators

When failure of financial regulation is normalizing,the re-regulation of the financial regulators is becoming an important issue.The tort liability of the financial regulatory agencies is popular.However,due to the shackles of the causal relationship of tort law,the functional dislocation of tort liability,the public policy implications,the passive judicial attitude of restraint,the expansion of tort liability in the field of financial supervision has not achieved the desired effect.Therefore,in order to protect the third party’s interests and achieve the multiple objectives of prudential supervision,alternative mechanisms shall be introduced to realize a moderate contraction in tort liability.