论新型农村金融组织市场退出的法律监管

我国新型农村金融组织市场退出监管的制度建设尚处于探索初期,在实践运行中也暴露出诸多弊端。因此,在建设现代农村金融制度的背景下,对比总结村镇银行、小额贷款公司与资金互助社在经营管理和支农方式上的异同,并在此基础上进行差别化的市场退出监管制度设计,无疑对回应新世纪我国农村金融监管实践、完善新型农村金融组织法律制度具有重要的理论价值与现实意义。

On the Market Exit Supervision Mechanism of New Rural Financial Institutions

The construction of the market exit supervision mechanism of new rural financial institutions is still in the initial stage,and many drawbacks have been exposed in the operation.Therefore,on the background of constructing modern rural financial system,comparing the rural banks with the small-loan companies and the mutual cooperatives on their operation management and the way they support rural area,the different systems of market exit supervision mechanism can be designed for new rural financial institutions,which is,beyond preadventure,important to our market exit supervision mechanism for new rural financial institutions both in theoretic value and practical significance.