发达经济体中小企业信用保证保险制度比较研究

中小型企业是国民经济发展的中坚力量,融资难则是制约其快速发展的瓶颈问题。而美国、日本、韩国与中国台湾省等发达经济体在长期信用保证与保险的发展实践中,建立了较为完善的中小企业信用保证与保险制度,积累了通过发展信用保证保险来化解中小型企业融资难题的经验,值得学习借鉴。

The Comparative Study of Small and Medium-sized Enterprises Credit and Guarantee Insurance System in the Developed Economies

The small and medium-sized enterprises are the main force of national economy development,but the difficulty of financing is the bottleneck restricting its rapid development.At the same time,the developed economies such as United States,Japan,South Korea and Taiwan Province of China etc,have established a fairly good small and medium-sized enterprises credit and guarantee insurance system in the long-term process of credit guarantee and insurance industry development practice,and accumulated valuable experience which is worth learning for us on how to solve the small and medium-sized enterprises financing problems.