| 试论保险人的说明义务 |
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| 引用本文： | 欧世龙,刘小丽. 试论保险人的说明义务[J]. 行政与法, 2005, 0(12): 92-94 |
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| 作者姓名： | 欧世龙 刘小丽 |
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| 作者单位： | 浙江万里学院,法学院,浙江,宁波,315100 |
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| 基金项目： | 郧阳师范高等专科学校科研项目“保险合同的理论与实践问题研究”的成果之一,项目编号:2003C14 |
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| 摘 要： | 保险人的说明义务在性质上是一种法定义务,也是一种附随义务和先合同义务。保险人对保险合同条款的说明不限于口头或书面的形式,但应当是全面和广泛的。保险人违反说明义务,投保人有解除合同的权利,若属故意则可要求双倍返还保险费,若属过失可要求返还保险费及其利息。
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| 关 键 词： | 保险人 说明义务 解除权 |
| 文章编号： | 1007-8207(2005)12-0092-03 |
| 修稿时间： | 2005-08-10 |
On Explanation Duty of Insurer |
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| Ou shi-long,Liu xiao-li. On Explanation Duty of Insurer[J]. Public Administration & Law, 2005, 0(12): 92-94 |
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| Authors: | Ou shi-long Liu xiao-li |
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| Abstract: | The insurer's explanation duty is a kind of legal obligation on nature,which is one kind of additional obligation and ahead of the contract too.The insurer is not only limited to the oral or written form of the explanation of the contract terms of the insurance,but overall and extensive.The insurer violates the duty of proving,the insured has the right to cancel the contract,to and can require the return of the insurance premium doubly if the insurer do so on purpose and can demand the return insurance premium and interest if it is the insurer's fault. |
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| Keywords: | insurer explanation duty Remove righ |
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