| 违约责任与刑事责任的界限分析——以透支型信用卡诈骗为例 |
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| 引用本文： | 何炜炜.违约责任与刑事责任的界限分析——以透支型信用卡诈骗为例[J].福建公安高等专科学校学报,2012(4):83-87,94. |
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| 作者姓名： | 何炜炜 |
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| 作者单位： | 福建警察学院法律系,福建福州350007 |
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| 基金项目： | 福建省教育厅人文社科项目“民商事纠纷与经济犯罪界限法律问题研究”（JA08239S） |
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| 摘 要： | 违约责任和刑事责任在功能、构成要件和责任形态方面均存在区别,违约行为与犯罪行为之间是有界限的,不容混淆。信用卡持卡人与银行之间是借款合同关系,持卡人透支信用卡应承担相应的违约责任;信用卡透支行为承担刑事责任过于严厉,缺乏公正性,不宜入罪。
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| 关 键 词： | 信用卡 透支 违约责任 刑事责任 |
Analysis of the Boundaries between Criminal Responsibility and Criminal Responsibility--In Case of Overdraft Credit Card Fraud |
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| HE Wei-wei.Analysis of the Boundaries between Criminal Responsibility and Criminal Responsibility--In Case of Overdraft Credit Card Fraud[J].The Study of Social Public Security,2012(4):83-87,94. |
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| Authors: | HE Wei-wei |
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| Institution: | HE Wei-wei (Law Department of Fujian Police College,Fuzhou 350007 ,China) |
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| Abstract: | This paper analyzes the breach of contract and criminal liability in the function and responsi-bilities of the constituent elements of different morphology. There is a boundary between breach of contract and criminal behavior,which should not be confused. The bank and credit card user has loan contract rela-tionship. Overdraft credit cardholders should bear the corresponding liability for breach,Criminal liability for credit card overdraft is too hard,and lack of impartiality,it should not be convicted. |
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| Keywords: | credit card overdraft breach of contract criminal responsibility |
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