论信用卡诈骗罪中的“冒用”的含义

冒用他人信用卡是我国刑法规定的信用卡诈骗罪中的行为之一。其中的冒用的含义与民事领域中的冒用含义有不同之处。民事领域的冒用含义更加广泛。刑事领域的冒用含义的实质是身份的盗用。我国刑法第196条第三款将盗窃信用卡并使用按盗窃罪定罪并不妥当,应定为信用卡诈骗罪。对于冒用的特殊情况：机器的被骗、特殊身份者使用以及经过授权者不当使用信用卡,其是否构成信用卡诈骗罪的＂冒用＂亦值得探讨。

Discussion on the Meaning of Using Another's Credit Card As One's Own

Act of taking the credit card of another as one＇s own is one of the acts of crime of fraud on credit card in Chinese Criminal Law. The meaning of taking the credit card of another as one＇s own in criminal field is different from that in civil field. The essence of it is the fraud use of another＇s identification. The Third Clause of Article 196 in Chinese Criminal is not proper because the legislature defines the crime as the theft.