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海上保险代位求偿权之民法法源研究
引用本文:王婷婷,;刘安宁. 海上保险代位求偿权之民法法源研究[J]. 中国海商法年刊, 2014, 0(2): 62-68
作者姓名:王婷婷,  刘安宁
作者单位:[1]大连海事大学法学院,辽宁大连116026; [2]辽宁斐然律师事务所,辽宁大连116001; [3]辽宁师范大学法学院,辽宁大连116029
基金项目:中央高校基本科研业务费专项基金资助项目“海洋生态环境损害赔偿基础法律问题研究”(3032013111),中国海洋发展研究中心课题“海洋生态环境损害赔偿基础法律问题研究”(AOCQN2012),辽宁省教育厅基地专项课题“比较法视野下的海洋生态损害问题研究”(ZJ2013019),辽宁省社会科学规划基金项目“辽宁省海洋环境污染损害民事诉讼规范化研究”(L13BFX006)
摘    要:针对《中华人民共和国保险法》和《中华人民共和国海商法》下就海上保险代位求偿权的相关法律规定,和保险代位求偿实务中出现的具体问题,采取定性分析法,提出在中国民商合一的立法体制下,保险代位求偿制度是民法中“公平原则”与保险法“补偿愿则”所奥合而成的必然产物,其民事本质为法定的债权转移。在该定性的前提下,对中国现行立法中的相关规定加以解释梳理,结合司法实践对保险代位求偿制度在英美法系和大陆法系下的不同进行比较分析,并从民法的角度对该制度加以完善,以求解决实践中可能出现的问题。

关 键 词:保险法  海商法  民法  保险代位求偿权  债权移转

Research on the source of civil law for the concept of marine insurance subrogation
Affiliation:WANG Ting-ting, LIU An-ning(1. Law School, Dalian Maritime University, Dalian 116026, China;2. Liaoning Goodwell Law Finn, Dalian 116001, China; 3. Law School, Liaoning Normal University, Dalian 116029, China)
Abstract:This paper, by adopting the method of qualitative analysis, discusses related articles of the Insurance Law of the People's Republic of China and the Maritime Code of the People's Republic of China and certain particular issues in insurance recovery cases, concludes that, in considering of the combination of civil and commercial codes under our country' s legisla- tive system, the subrogation system under marine insurance is inevitably generated from the "fairness doctrine" under civil law and the "principle of indemnity" under insurance law, and the civil essence of insurance subrogation is held to be the le- gal assignment of rights of claim. Based on the above conclusion, related statutes of present legislation are reviewed and in- terpreted, also, combined with judicial practice, comparative analysis is adopted between common law system and civil law system. In order to solve the potential problems arising from practice, some improvement suggestions are provided from the civil law perspective.
Keywords:insurance law  maritime code  civil law  insurance subrogation  assignment of rights of claim
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