论金融功能监管:金融监管核心思想--从全球金融监管新发展看中国金融监管法律变革

随着我国“入世”,民族银行业面临巨大挑战,我国金融监管更面临严峻考验。我国金融业走向混业经营已成必然,应在分析借鉴美国《金融服务现代化法》及澳、日、德、英、加等国立法与理论的基础上,建立功能监管体系,完善我国的金融监管。

On the supervision of financial function as the key point of financial regulation--Apporach to the change of China''''s law of financial supervision from the new development of global financial regulation

The domestic banking system in China is facing a big challenge along with Chinese entry into WTO. China's financial supervision is going to be tested seriously at the same time. It will be natural for China's financial enterprise to adopt a universal banking system. Therefore, many people feel necessary to set up a system of functional supervision and finally consummate China s financial regulation. However, such an effort can be effectively fulfilled only in reference to American law of the modernization for financial service. On the other hand, an analysis of the relevant theories and legal provisions in Australia, Japan, Germany, UK, Canada will also be necessary for this effort.