陕西农村金融发展与农民收入增长实证分析

农村金融发展是推动农村经济增长、提高农民收入的重要因素。数据表明:陕西农村金融发展,没有支持现行农村金融发展促进农民收入增长的假设,现行经济发展战略和金融制度导致的陕西金融发展在结构和功能上与我省农村经济发展和农民收入增长实际需求间不协调。优化农村金融制度安排,促进农村正规金融的适应性改革,引导农村民间金融的规范成长,健全农村金融组织体系,重塑农村金融市场主体,方可实现农村金融和农村经济的协调发展。

Practical Analysis of Shaanxi Financial Development and Peasants Income Growth

Rural financial development is to promote the rural economic important factor that increases and raises peasant income.Data shows,Shaanxi rural financial development increases apparently negative effect for peasant income,does not support current rural finance to promote peasant income increased assumption,current economic growth strategic with financial system of the Shaanxi financial development that caused coordination in structure and function on with our province rural economic development and between peasant income increase and actual demand.Optimization rural financial system arrangement promotes the adaptability reform of rural regular finance,guide the specification of rural nongovernmental finance to grow up,improve rural financial organization system,mould rural financial market main part again,to realize the coordinative development of rural financial and rural economy