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美国次贷危机对我国的启示
引用本文:闫海龙. 美国次贷危机对我国的启示[J]. 甘肃行政学院学报, 2008, 0(5): 116-119
作者姓名:闫海龙
作者单位:中国人民银行兰州中心支行,兰州,730030
摘    要:美国次级债券引发的风波已经波及全球,世界上主要的金融领域公司业绩产生了巨大损失,美国房地产市场也已开始走向衰落。深入探究此次危机,可以使我们更清楚地了解美国房地产泡沫从产生到破灭的全过程,使我们能够正确看待住房贷款市场的风险和金融创新的两面性,这些都对正处在“风口浪尖”的我国经济有着深刻的警示意义。

关 键 词:次贷危机  住房贷款  风险  启示

The Enlightenment of USA Subprime Mortgage Crisis to Our Country
Yan Hailong. The Enlightenment of USA Subprime Mortgage Crisis to Our Country[J]. Journal of Gansu Institute of Public Administration, 2008, 0(5): 116-119
Authors:Yan Hailong
Affiliation:Lanzhou Centre Subbranch of People's Bank of China 730030
Abstract:The disturbance that the USA subordinated bond initiates has already affected the whole world,main finance field companies achievement have produced enormous loss in the world,the trend of USA real estate market also already has been on the wane.Delving this crisis,can make us know the USA real estate foam clearer,from the coming into being to being shattered,making us be able to treat dual character of housing loan market risk and finance innovation correctly,these has deep warning significance to our coun...
Keywords:Subprime Mortgage crisis  Housing loans  Risk  Enlightenment  
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