论我国合作金融行业组织体系的法律重构

我国合作金融的发展亟需有效的行业组织。当前合作金融行业组织运行中的重重问题,要求从行业组织的模式和行业组织制度两个方面对我国合作金融行业组织体系进行法律重构。对于合作金融行业组织的模式,我国既要选择能满足行业组织成员自由选择需求和行业组织整体能力积聚需求的混合结构模式,又要在行业组织的具体组织形式上选择合作制组织形式,并由法律对这两种模式进行重构。对于合作金融行业组织制度,法律重构的重心主要在于对合作金融行业组织的设立、成员加入与退出、代表产生和多票权等制度进行设计。

On the Legal Rebuilding of Cooperative Finance's Industry Organization System in China

Cooperative finance's development in China cries for efficient industry organization. Nowadays,there are many kinds of problems during the operating of the cooperative finance's industry organization. We need laws to rebuild the cooperative finance's industry organization system from two respects,namely,the industry organization's models and systems. For the industry organization's models,we should not only choose"mixed structure mode"which can meet the members' need of free choice and the whole industry organization's need of gathering capacity,but also choose cooperative mode. Accordingly,such two modes should be rebuilt by laws. For the industry organization's systems,the task of legal rebuilding is to design systems about the establishment,members' entering and quitting,representatives' election and multi-vote right of the cooperative finance's industry organization.