| 按揭借款人提前还款行为性质及法律分析 |
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| 引用本文： | 李光春. 按揭借款人提前还款行为性质及法律分析[J]. 安徽警官职业学院学报, 2003, 2(2): 54-56 |
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| 作者姓名： | 李光春 |
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| 作者单位： | 安徽大学,法学院,安徽,合肥,230039 |
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| 摘 要： | 按揭贷款的优点之一是借款人能长期按月分批地归还本息 ,从而减轻了债务负担。但是 ,由于客观情势是复杂多变的 ,必然有部分借款人希望能提前还清借款。根据《合同法》规定 ,此时银行不能以“违约”相胁 ,可借鉴香港按揭制度采用收取手续费或改善资金运营的效率等手段来化解危机和弥补损失
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| 关 键 词： | 按揭 提前还贷 合同法 完善 |
| 文章编号： | 1671-5101(2003)02-0054-03 |
| 修稿时间： | 2002-12-06 |
Law Analysis of the Feature of Paying off loan ahead of Schedule |
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| Li Guangchun. Law Analysis of the Feature of Paying off loan ahead of Schedule[J]. Journal of Anhui Vocational College of Pollce Officers, 2003, 2(2): 54-56 |
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| Authors: | Li Guangchun |
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| Abstract: | A loaner can pay off loan and its interests in a long run or by month, which ,of course, can lighten his burden. However, because the objective surrounding is complex and changeable, there must be some people who hope to pay off the loan ahead of time. According to Contract Law of the People's Republic of China, at this moment, the bank can't consider it as breach of contract. The bank can draw lessons from HangKang, by collecting commission or improving the efficiency of fund running to make up for the loss. |
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| Keywords: | pay off the loan ahead of time Contract Law improve |
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