公职人员养老保险制度改革问题探讨

我国公职人员养老保险制度存在的主要问题是：养老金实报实销，影响财政支出；养老金增长与经济水平不协调；单位缺乏自我保障意识；本单位管理退休人员，影响行政效率；职工待遇水平不衔接，影响人员合理流动；保险金支付压力大。我国公职人员养老保险制度改革的对策思路是：建立全国统一的、独立于企事业单位之外的公职人员养老保险制度；按实际职责确定养老保险补贴办法；建立合理的养老金计发方法与过渡衔接办法；区分“老人”、“中人”、“新人”，确定不同的资金筹集方式；确定公职人员养老金替代垒和附加养老保险类型，制定合理的公职人员养老金水平。

An Exploration of the Public Servants' Pension System Reform

The main issues in China's public servants' pension sysem are as follows: the pension can be wholly reimbursed,which affects the fiscal payment;there is an imbalance between pension growth and economic level;there is a lack of self-security-system on the part of the working institutions,etc.In light of these issues,effective and immdiate remedies should be urgently made.For example,a nation-wide and unified pension system applicable to the public servants independent of their institutions should be set up;a method that only considers the duty and performance of the on-the-job employees' pension should also be built.This paper proposes and examines different approaches to the above issues.