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重复保险风险及其防范
引用本文:李佳霖,张世民. 重复保险风险及其防范[J]. 天水行政学院学报, 2008, 0(3): 98-101
作者姓名:李佳霖  张世民
作者单位:西南政法大学,重庆,400000
摘    要:重复保险制度的不完善导致了欺诈风险的存在,而对其风险的防范主要在于加强风险评估,提高承保质量;完善保险条款,剔除欺诈责任;区分善意恶意,进而在立法上保护善意的重复保险而制裁恶意重复保险。

关 键 词:重复保险  制度  风险  完善

The Risk of Double Insurance and Prevention
LI Jia-lin,ZHANG Shi-min. The Risk of Double Insurance and Prevention[J]. , 2008, 0(3): 98-101
Authors:LI Jia-lin  ZHANG Shi-min
Affiliation:(Southwest Politics and Law University, Chongqing 400000, China)
Abstract:The inperfection of double insurance system leads to existence of fraud risk, And the prevention of risk lies in strengthening risk evaluation, advancing underwriting quality, perfecting insurance articles, excluding fraud liability,distinction good faith and bad faith, furthermore, we should protect double insurance of good faith and punish double insurance of bad faith in legislation.
Keywords:double insurance  system  risk  perfection
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