机动车交通事故责任强制保险若干问题研究

既然我国的机动车交通事故责任强制保险属于一种“类社会保险制度”或“准社会保险制度”,且采取的商业性保险公司独立运营的模式,那么就应允许其盈利,但应通过对保险费率的调节限定盈利的幅度。“无责赔付”原则,显然与责任保险的性质相悖。为使受害第三者能及时、足额等得到赔偿,我国有关立法应赋予受害第三者的直接请求权。

Study of Some Problems of Motor Vehicle Road Accident Responsibility Forces

Motor vehicle of our country road accident responsibility forces to buy insurance, which belong to one kind of kind social insurance system or allow social insurance system. Since the commercial insurance company adopting at present is in motion and does business on one's own pattern, it should allow the person to gain a profit of so right away, but should pass the extent that the adjustment to the premium rate sets a limit for to gain a profit. The principle of Nothing duty stands, the character evidently with liability insurance goes against each other. Be that the full amount waits to get a reparation make victim the third person energy timely, Relevant legislation of our country respond to directness giving the right of request to the third person.