从微观视角解析职工互助保障

近年来,职工互助保障在各级工会的大力支持下得到长足发展。其以低成本、低风险,自愿参加、不以盈利为目的的特点,受到越来越多的职工群众的关注和欢迎。职工互助保障与社会保险、商业保险既有相通之处,又存在巨大差异,是我国综合社会保障体系的重要一环。通过从微观视角细致分析某个单位或单个职工群众个体在参加职工互助保障后所带来的变化,有效推动最终达到职工互助保障增强职工保证功能、覆盖全社会职工保障网络体系的目标。

Analyze Employee Mutual Assistance from a Micro Perspective

In recent years,mutual assistance among employees has been greatly developed with the support of trade unions at all levels.Its features of low cost,low risk,voluntary participation,and non-profi t purpose have attracted the attention and welcome by more and more workers.Employees'Mutual assistance share similarities with social insurance and commercial insurance,but also has huge differences.It is an important part of Chinese comprehensive social security system.Through detailed analysis of the changes of a unit or individual brought by mutual assistance,it will enhance the function of social security and cover the entire society with employee security network.