法定数字货币应用的法律风险及制度完善

法定数字货币在应用过程中的法律风险随其功能定位的变化而变化.作为金融基础设施建设工具,法定数字货币存在权利事后救济机制缺失及相应法律规范缺位的风险;作为监管工具,法定数字货币存在监管权力与隐私权利失衡的风险;作为货币政策工具,法定数字货币存在监管不到位而无法保证其积极助力于宏观调控的风险.因此,应在考察现行规定和有益制...

Legal Risk and System Improvement of Legal DigitalCurrency Application

The legal risks in the application of legal digital currency change with the change of its functional orienta-tion:as a financial infrastructure construction tool,there is the risk of the lack of post right relief mechanism and the corresponding legal norms;as a regulatory tool,there is the risk of the imbalance between regulatory power and privacy rights;as a monetary policy tool,there is the risk that regulation is not in place and cannot be implemented Ensure that it actively contributes to the risk of macro-control.Therefore,we should optimize the top-level system design of digital currency and improve the legal supervision mechanism on the basis of reviewing the current regulations and beneficial systems,so as to promote the application and promotion of legal digital currency.