Bank Charges and the Core Exemption: Office of Fair Trading v Abbey National Plc

Consideration is given to the treatment of the core exemption in Regulation 6(2) of the Unfair Terms in Consumer Contracts Regulations 1999 in Office of Fair Trading v Abbey National Bank. Certain aspects of the approach taken to the general limitation of the exemption to terms in plain intelligible language are looked at, before the scope of Regulation 6(2)(b) itself is addressed.