诉讼保险：二十一世纪新型诉讼救助

诉讼费用是民事诉讼中一项极为重要的制度 ,它甚至关系到司法制度的根本。但长期以来该制度却始终未受到重视 ,立法和实践中问题重重。很多人由于不合理的诉讼费用而不能或不愿进入诉讼 ,出现了“费用排斥诉讼”的现象。传统诉讼救助措施的不得力呼唤着新制度的诞生。结合微观经济理论 ,建立诉讼费用保险机制 (简称诉讼保险机制 ) ,让多数人来分担诉讼费用的风险 ,实现诉讼费用的微观自救 ,不失为一个切实可行的方案。

Insurance of litigation :New litigation aid in 21 centuries

The system of litigation costs is very important in course of civil procedure, it even concerns the base of the judicial system. But for a long time, almost no attention was paid to this system, there are many problems in legislation and practice all the time. A lot of people are unable or unwilling to enter the lawsuit because of the unreasonable litigation costs, and the phenomenon that " the costs repel the lawsuit " has appeared. The failure of traditional aid measures in litigation is calling the new system. Combining the economic theory of micro, we can establish the system of insurance of litigation costs(the system of insurance of litigation in brief), letting the majority share the risk of litigation costs, and making litigation costs save itself in microcosmic region. It must be a feasible scheme.