论决定我国工伤保险制度形成与发展的经济和文化

我国几千年封建社会的自然经济与儒家文化孕育了劳动者以血缘关系为纽带的家庭代内与代际间补偿互助的保险观念,它根深蒂固地影响着我国在建国后的工伤保险制度的形成与发展。在建国初期实行的由单一的计划经济体制所衍生的城乡两极分化的工伤保险制度及其长期稳健运行,是儒家文化与共产主义先进文化从各自的立场和逻辑出发而殊途同归的结果。在市场经济体制下,出现了国家所有、集体所有、私营和外资等多种所有制形式并存的局面,昔日的工伤保险制度在实施范围、工伤待遇等多方面遇到了挑战,儒家文化、共产主义文化、西方外来文化等多元文化在冲突与融合中找到了契合点,从而为我国指明了一条由个人、企业和国家共同参与的多层次的、以社会保险和商业保险互补性为特征的工伤保险制度革新之路。

On economy and culture deciding the formation and developement of the insurance system of industreal injury

The natural economy and the Confucian culture of several thousand years have influenced the formation and developementof the insurance system of industrial injury after the new China being established.Under the system of market- based economy, thereexist several kinds of ownership: the state, ownership the community the privacy, foreign invest and so on.The insurance system of in-dustrial injury established before is challenged.Among the Confucian culture, the communist culture and the Western culture, we finda new way to refoorming the old insurance system.