后危机时代下国际金融监管法律规制比较研究——兼及对我国之启示

后危机时代下,世界主要经济体的主要任务开始由采取短期政策措施以遏制危机蔓延和深化转向金融监管立法制度改革,以此修复现行金融监管体系的根本性缺陷。美英及欧盟世界三大经济体先后颁布多项金融监管改革法案,折射出国际金融监管立法改革的新动向。其中加强系统性风险监管和加大金融消费者保护力度成为改革重点。为完善我国金融监管体制,突出解决系统性风险监管薄弱和金融消费者权益保护缺失提供了借鉴。

A Comparative Study on International Financial Supervisory Legal Regulation in Post-crisis Era and Its Reference Value to China

In the post-crisis era,the main task of world's major economies has turned from curbing spread and deterioration of the crisis with short-term policies to reform of financial regulatory laws so as to cover the fundamental deficiency of current financial supervision system.The three major economies,the United States,Great Britain and the European Union,have issued a number of financial regulatory reform Acts,reflecting the new trend of legislative reform of international financial regulation,among which,strengthening the supervision on systemic risks and the protection of financial consumer's rights has become the focus of the reform,affording reference material for improving China's financial regulatory system as well as solving the problem of supervision on systemic risks and protection of financial consumer's rights.