跨国银行境外机构的母国监管责任

美国次贷危机之所以迅速在全球蔓延,其直接原因表现在美国及其他国家的母国监管责任的缺失。巴塞尔协议确立的跨国银行母国并表监管下的联合责任始终是各国奉行的主导规则,但WTO金融服务审慎监管例外制度赋予东道国监管的灵活权限提升了东道国的作用,并影响了巴塞尔协议中母国责任规定的实施。欧盟指令作为区域性合作的代表在母国责任规定上更为完善。中国银行业监管应进一步加强并表原则的法定性,加强并表原则的实质适用,关注境外子行和境外分行不同的监管权限、标准和范畴,才能适应我国银行业国际化和抵御金融危机的要求。

Analysis on the Home Supervisors' Responsibilities of Cross-border Bodies of International Banking Groups

One of the reasons of global spread of America subprime mortgage crisis is that there are aggravated negligences on the home supervisors' responsibilities of international banking groups.This paper analysis the international agreements and some practices on the home supervisors' responsibilities of cross-border bodies of international banking groups,such as Basel Agreements,GATS of WTO,EEC Directives.This paper also compares the different functions between consolidated supervision and prudential carve-out.S...