非法集资犯罪适用法律疑难问题探析

非法吸收公众存款罪的行为结构关键是把握“非法吸收”、“公众”、“存款”三个关键词的内涵.对于吸收公众存款用于正常生产经营活动的,一般要从宽处理.行为人非法集资后,没有将资金用于可以回报投资者的经营活动,而是肆意挥霍、携款潜逃、逃避返还的,可以推定其具有非法占有的目的.而集资诈骗罪在行为方式上与非法吸收公众存款罪是重合的,故可参照对非法吸收公众存款罪行为方式的阐释来认定集资诈骗罪的行为方式.

On Applicable Law for Criminal Cases of Illegal Fund-Raising

The key to analyze the crime of illegal pooling of public deposits is to grasp the content of the words "illegal pooling","public",and "deposit".Liberal punishment can be applied to those putting public deposits into normal production and management.Those who,instead of putting the money into activities aiming to repay the investors,squander the deposits or escape with the money and refuse to pay back can be presumed as having the purpose of illegal possession.Since the crime of fraudulent fund-raising overlaps the behavioral way of the crime of illegal pooling of public deposits,the former can be determined by referring to the explanation of the latter.