美国金融危机与东北地区金融发展策略

当人们对虚拟资本(比如次级债券)未来收益的现值丧失信心时,将纷纷抛售虚拟资本,追逐货币,货币内在矛盾激化,金融危机爆发。美国金融危机是信用危机,根源在于货币和资本内在矛盾的激化。东北地区经济对外开放度不高,金融机构发展迟缓、银行不良贷款水平较高、直接融资比重偏低,美国金融危机对东北地区经济和金融业的冲击不大。在美国金融危机背景下,东北地区金融发展策略包括防止不良贷款产生、促进具有区域特色的金融创新、加强企业直接融资、完善信用体系、加大对农村和中小企业的金融支持力度等。

The U.S. Financial Crisis and Its Implications to Financial Development of Northeast China

The paper analyzes the root causes of the U.S.financial crisis based on Marxian currency crisis theory.The root causes of the U.S.financial crisis lie in the intrinsic contradictions of currency both as currency and as capital.Implications of the U.S.financial crisis to the financial development of Northeast China consist of preventing the formation of non-performing loans,promoting financial innovations with local features,enhancing the indirect financing of enterprises and providing financing for rural ar...