商业承兑汇票诈骗犯罪及对策探析

企业和银行相勾结,把真实的商业承兑汇票、伪造的贸易背景材料和银行的虚假贴现相结合,办理转贴现、再贴现骗取银行资金,名义是“融资”,实际是票据诈骗犯罪。公安机关应理顺公、检、法机关的纵向联动机制,建立银行、企业、工商等部门的横向协作机制,在始终坚持打击票据诈骗犯罪的同时,为各类市场经济主体提供防范指导、信息咨询和法律帮助等方面的服务,在防控、打击票据犯罪中发挥更大的作用。

Swindling Crime of Commercial Acceptance Bill of Exchange and Countermeasures

This paper analyzes a kind of swindling crime of bills, in which an enterprise gangs up with a bank, in the name of financing, combines real commercial acceptance bill of exchange, false business background materials with false discount of the bank to obtain funds of the bank by fraud. In order to effectively prevent, control and crack down swindling crime of bills, our public security organs should attach importance to the cooperation with procuratorial and judicial organs, establish a cooperative mechanism among banks, enterprises and administrative departments of industry and commerce, and provide all kinds of market economy subjects with preventive guidance, information counsel and legal aids, etc.