我国工伤事故性质及救济模式的法律考量

我国劳动法和民法的竞合造成工伤事故既具有劳动保险性,又具有民法上的特殊侵权性,相应的其救济途径包括上伤保险赔偿和民事侵权损害赔偿.在选择、取代、兼得和补充四种救济模式中,应选择补充模式,即劳动者先领取工伤保险赔偿,不足部分可通过侵权损害赔偿获得救济.这是一种既公平合理,又符合我国国情的工伤事故救济模式,能够达到保护劳动...     

The government behind insurance governance: Lessons for ransomware

The insurance as governance literature focuses on the ability of private enterprises to collectively regulate, pool, and distribute risks. This paper analyzes how governments support insurance markets to maintain insurability and limit risks to society. We propose a new conceptual framework grouping government interventions into three dimensions: regulation of risky activity, public investment in risk reduction, and co-insurance. We apply this framework to six case studies, describing insurance markets' reliance on public support in more analytically precise terms. We analyze how mature insurance markets overcame insurability challenges akin to those currently presented by extortive cybercrime. Private governance struggled when markets grew too big for informal coordination or when (tail) risks escalated. Government interventions vary widely. Some governments prioritize supporting economic activity while others concentrate on containing risks. Governments also choose between risk reduction and ex post socialization of losses. We apply these insights to the market for ransomware insurance, discussing the merits and potential hazards of current proposals for government intervention.     

新就业形态人员社会保险状况研究

近年来,平台经济、共享经济迅速崛起,各种新就业形态不断涌现,创造了大量就业机会.与此同时,相关从业者的劳动权益保障问题也日益凸显.研究发现,由于劳动关系限制、相关法律法规不完善、缺乏维权途径等方面的原因,该群体不仅参加基本养老、医疗保险的比例相对偏低,参加城镇职工养老、医疗保险的比例更是明显低于在职职工,而且大都未参加...